Sehat Sahulat Card is a government-backed health insurance program in Pakistan that provides financial assistance to eligible individuals and families for medical treatment. The program was launched in 2019 by the Government of Pakistan to provide access to quality healthcare for all citizens, especially those who are financially vulnerable.
Sehat Sahulat Card Pakistan – Eligibility, insurance coverage, how to apply and common FAQs
The Sehat Sahulat Card program is designed to provide financial protection to individuals and families against the high costs of medical treatment. It covers a wide range of medical treatments, including hospitalization, diagnostic tests, and medicines. The program also covers pre-existing medical conditions and provides for emergency medical treatment.
Which diseases are covered in sehat card
The Sehat Sahulat Card program covers a wide range of diseases, including:
- Heart disease
- Kidney disease
- Chronic conditions
- Diabetes and its complications
- Hepatitis and Chronic liver disease
- Surgeries including heart disease, gall bladder disease and bone fractures
- Endoscopies and ERCP
- Maternity care for pregnant women
- Care for newborns
- emergency medical treatment.
It’s important to note that the coverage of specific medical treatments and diseases may vary depending on the province and region in Pakistan. It’s always recommended to check the official website or contact the program for more information on the coverage of specific medical treatments and diseases.
How to apply for the Sehat Sahulat card program
The sehat sahulat program was launched to provide cover to those citizens living below the poverty line, data was compiled from the national census and the deserving citizens were registered in the program. But, as of now the Sehat Sahulat program provides health insurance coverage to all the residents of the ICT, AJK, GB, Punjab and KPK province, automatically.
All citizens with permanent address of Punjab or kpk province can get health insurance coverage throughout Pakistan in public as well as private panel hospitals.
To ensure all the family members are covered, check with nadra that all your dependents e.g. wife and children are included in your family record.
How to use the Sehat Card in private hospitals?
Here’s a step-by-step guide on how to get health care in PRIVATE Hospitals throughout Pakistan with the Sehat Sahulat Card:
Step 1: Gather Information and Documents
Before visiting an empaneled hospital, you should gather information about the empaneled hospitals for the Sehat Sahulat Program. Make sure to take the following documents with you when you visit the hospital: your Sehat Insaf card / Qaumi Sehat Card/ original CNIC, and B-Form (if the treatment is for a child).
Step 2: Use your Sehat Insaf card / Qaumi Sehat Card to get treatment
When you arrive at the empaneled hospital, you can approach the dedicated Sehat Sahulat Program representative counter for further assistance. The representative will verify your Sehat Insaf card / Qaumi Sehat Card and guide you to the relevant hospital department for treatment.
Step 3: Get the treatment free of cost
Once you have been admitted to the hospital, the cost of treatment will be charged to your Sehat Insaf card / Qaumi Sehat Card. This means that you will be able to receive the treatment free of cost.
Please note that this facility is only available for patients who need to be admitted to the hospital. The Sehat Sahulat Card program does not cover outpatient treatments.
By following these steps, you can take advantage of the Sehat Sahulat Card program and receive the healthcare you need at an affordable cost. Don’t let the high costs of medical treatment stand in the way of your health and well-being
How much does the Sehat Sahulat card cover? How many rupees in sehat card
When it comes to healthcare, many families in Pakistan struggle to afford the high costs of medical treatment. This is where the Sehat Sahulat Card comes in. The program is designed to provide financial protection to individuals and families against the high costs of medical treatment.
One of the key benefits of the Sehat Sahulat Card is that it allows families to access a wide range of healthcare services for free. A family can use up to 400,000 PKR for priority health care services, such as cancer treatment and cardiological interventions, and 60,000 PKR for secondary health care services. This means that families can benefit from the card until the cash limit is available.
Additionally, the program also provides additional financial limits for families in life-threatening conditions and in case of maternity. Patients requiring cardiological interventions, cancer treatment, dialysis, and renal transplants will have further treatment coverage. The financial limits of each beneficiary will be refreshed to the full amount after the completion of one year of services.
To check the list of empanel hospitals, visit here https://statehealth.com.pk/hospital_list.php
How to check sehat card eligibility?
To check whether you are eligible for the sehat sahulat card program, you can SMS your cnic number to 8500. You will get a reply stating your eligibility for the program.
Why I am not eligible for sehat card?
Residents of Sindh and Balochistan don’t have provincial sehat cards, so they are not eligible as of now, also residents of Punjab and kpk, who have permanent address of Sindh or Balochistan province are also not eligible.
Is OPD covered in sehat card?
Currently, opd consultations are not covered by Sehat card, however in some KPK districts govt has started opd cover on limited experimental basis.
What is not covered in sehat card?
The Sehat Sahulat Card program is designed to provide financial protection to individuals and families against the high costs of medical treatment. However, its coverage is not comprehensive and there are certain medical treatments and diseases that are not covered under the program.
Some common exclusions from the coverage under the Sehat Sahulat Card program include:
- Elective or cosmetic surgeries: Such as plastic surgeries, unless deemed medically necessary.
- Self-inflicted injuries, drug related
- Dental treatments: Regular dental check-ups and treatments, unless deemed medically necessary.
- Pre-existing conditions: Some conditions that existed before the card holder apply for the card may not be covered by the program.
- Outpatient treatments: Treatment that does not require an overnight stay in a hospital.
- Mental health treatments: Such as therapy or counseling, unless deemed medically necessary.
It’s always recommended to check the official website or contact the program for more information on the coverage of specific medical treatments and diseases. The coverage may vary depending on the province and region in Pakistan.